Pay it back
Estimate only. Your exact terms are shown before you sign.
Pick your amount, pick how you pay it back, and send your request. No credit check, no documents, and once approved the money can be in your account today.
Questions? Call us at +1 (888) 984-8994
Pick your amount and repayment schedule, then fill out our short online form. Under 5 minutes, promise.
Instant Bank Verification confirms your details securely online. That's why we never need a credit check or documents.
Sign your contract online. Once your loan is approved, the funds can land in your account the same day.
A private lender that keeps short-term loans simple, fast and confidential.
Your credit history isn't a barrier. We use Instant Bank Verification instead of a credit inquiry.
A short online form is all it takes. No appointments, no waiting rooms.
Once approved, you can receive your money the very same day.
Nothing to scan, print or send. Everything is confirmed online.
Weekly, every two weeks or monthly, over 61 days to 6 months. Pay off early any time, in full or in part.
Your information is handled securely and stays confidential.
Still wondering? Call us at +1 (888) 984-8994.
No. We rely on Instant Bank Verification (IBV) instead of a credit inquiry, so your credit history doesn't hold you back.
A secure online step that confirms your banking information, which means no documents to send and no credit check.
Anywhere from $500 to $1,500. Pick an amount at the top of the page to see your estimated payment.
Between 61 days and 6 months, weekly, every two weeks or monthly. You can pay it off early, in full or in part, at any time.
The request takes under 5 minutes. Once your loan is approved, you can receive your funds the same day.
Nope. The request, the verification and the contract signing all happen online.
Our rates, a real cost example, repayment rules and how we review every request.
We offer a maximal annual interest rate of 19.99%. If unpaid, the applicable interest rate is 1.67% per month.
If the loan amount is CAD $500 and the interest rate is 19.99% per annum with payback of 90 days, the loan payable is as follows: loan amount CAD $500 * ( 19.99% / 365 * 90 days ) = CAD $524.65. This will result in a repayment of $174.88 per month for 3 months.
A $500 loan may include optional services, at the customer’s discretion. These services are entirely voluntary and are not required to obtain the loan. Choosing not to enroll will not affect the credit decision or the terms of the loan. If the customer chooses to enroll, fees for optional services may apply. For example, payments would be $145.59 bi-weekly, for a total of $873.54. These amounts include the optional service fees, which are separate from the loan principal and interest. The optional services are provided by a separate entity, which determines its own fees independently. These fees are not part of, and are separate from, the interest charged on the loan.
We will determine your minimum payments together, after verifying your ability to repay and the length of time you wish to make your payments.
Our credit installments are flexible and can be repaid over a minimum of 61 days and up to a maximum of 6 months. However, full or partial payment can be made at any time.
Our business model is compliant with Canadian legal standards. If a particular situation arises during your use of our loan services, our facility is here to assist with payment issues, loan modifications, or any other needs you may have.
Transactions made with our services do not affect your credit score as we do not contact credit institutions for verification purposes.
Loan applications are reviewed through our filtering process to ensure that each borrower has sufficient income to meet repayment obligations. This review includes, but is not limited to: verifying that your monthly employment income is adequate to qualify for the loan, confirming that your bank account does not show a high level of NSF charges, and ensuring that excessive pre-authorized debits are not present, as these could interfere with repayment. If you do not meet these criteria, your loan application will be declined.
We encourage you to borrow in a responsible manner. Although we offer a great way to help you during times of need, the interest rate is higher than that of local banks. Use them only when no other options are available. Use them as seldom as possible. Used in a responsible way, it can be the best option for you. Taking on too many short-term loans simultaneously could result in serious financial problems and too much debt.
Your request takes less than 5 minutes, right from your phone.
or call +1 (888) 984-8994